My name is Kate. I was born in Pembrokeshire and moved to Bristol in my early 20's where I fully qualified in CeMap.
Over the past 18 years, I have worked within the financial services industry specialising in Mortgage and Protection. Having worked for a number of large organisations such as Bank of Ireland and Lloyds bank, I gained much experience and knowledge throughout many different aspects of the mortgage process and within the mortgage/financial industry as a whole. In more recent years, I've worked as a mortgage broker which grants me access to a much wider spectrum of lenders, this offering more flexibility in securing the right mortgage for my clients.
Outside of work and now living back home in Pembrokeshire, I enjoy being by the coast and remain busy in my family life with my young daughter.
I have helped many clients realise their property dream over the years and I have a great client base as a result. I find my job extremely rewarding and I hope to continue helping both new and existing clients for many years to come.
Whether you are seeking to purchase your first home or you're investing in property, my experience and knowledge will make the process as simple as possible for you. I can offer a “Comprehensive range of lenders” strategy, therefore we have access to a range of…and are not dependent on any one lender. Whether you want to re-mortgage your current house or purchase a second property. I'm here to help.
First time buyer
Home Mover
Remortgage
Product Transfer
Buy to let (inc portfolio)
Holiday let and holiday home/2nd home
Adverse Credit
Further advance lending
Your property may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate some forms of Buy to Lets.
There are many ups and downs in life, and they are often outside of your control.
I'm passionate about creating tailored insurance recommendations based on the your individual needs and preferences to protect your home and loved ones. Most people don't like to talk about insurance because it brings up unpleasant experiences like death and illness that we'd rather not think about.
It is only right that you receive the right advice about your unique situation when purchasing insurance.
Mortgage protection insurance
General insurance
Availability and cost of cover will be subject to criteria, and is dependent on a full submission of an application to the provider and further underwriting.
Equity release/ later life lending
2nd charge lending
Bridging finance
Bridging finance
I do not currently advise on Equity release / later life lending or 2nd charge lending so this will be provided via referral only.
Ways I can communicate with you:
Face to
Face via Home visits and Remote advice over the phone or media
video platforms (Teams, zoom, facetime, WhatsApp video etc)